12 Months Promotional Financing2

on qualifying purchases of $999+ or more with your Synchrony HOME Credit Card.

Synchrony Home
All Synchrony HOME Credit Cards accepted here!

Enjoy everyday benefits, everywhere the card is accepted.

2%cash back

on purchases under $299

paid as statement credit.1

Now through December 31, 2019.


Promotional Financing

on purchases of $299 or more.2

Benefits of the Synchrony HOME Credit Card

Apply Now
  • 2% cash back as a statement credit on purchases under $299 through December 31, 20191
  • 6 Months Promotional Financing on purchases of $299 or more2
  • 12 to 60 Months Promotional Financing on qualifying purchases at participating Synchrony HOME retailers
  • Online account management and customer service
  • A dedicated credit limit for home purchases from furniture and decor to appliances and more, with buying power to get what you want and need for your home*
  • No annual fee3, free FICO credit scores4 and the ability to request a credit limit increase5
  • $0 fraud liability and 24/7 secure account management


What is the Gary's Furniture Synchrony HOME Credit Card?  

Gary's Furniture offers customers a credit card through Synchrony Bank with a revolving credit limit to use again and again everywhere the Synchrony HOME Credit Card is accepted.*

Where do I check the status of my account?  

To check the status of your Gary's Furniture Synchrony HOME Credit Card account, click on the Manage My Account link to go to the Synchrony Bank website. After logging into your account, you will be able to:

  • Make a payment
  • View your balance
  • Update your account information
  • Schedule up to 12 future payments
How do I apply for a Gary's Furniture Synchrony HOME Credit Card  

You can apply for a Gary's Furniture Synchrony HOME Credit Card by applying online or at our participating retail location. Click here to apply online or to find your nearest participating store location.

How can I make a payment on my Gary's Furniture Synchrony HOME Credit Card?  

There are three convenient ways to pay your bill.

Pay Online: Click here to manage your account and make payments online.

Pay by Phone: Contact Synchrony Bank Customer Service 1-844-335-5909 during the hours listed below to make a payment by phone.

Monday – Sunday 7:30 am to 12:00 midnight EST

Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.

Synchrony Bank
PO Box 960061
Orlando, FL 32896-0061

* Subject to credit approval

1 Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 1-2 billing cycles after qualifying purchase is made. Fees and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

2 Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.

3 For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2.

4 FICO Scores are available by accessing the online account servicing site at mysynchrony.com. Scores are available online only to primary cardmembers with an open account. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

5 You may be required to provide your annual net income if we do not have your recent information on file.